---
title: "InstructionsDetails"
url: "https://developer.pexa.co.uk/apis/instruction-v1-v1/versions/861f183b-600d-4bbf-9762-abebcbf9b5ac/schemas/InstructionsDetails"
---

> Full API specification: https://developer.pexa.co.uk/apis/instruction-v1-v1/versions/861f183b-600d-4bbf-9762-abebcbf9b5ac.md

# InstructionsDetails

## OpenAPI definition

```yaml
openapi: 3.0.1
info:
  title: Lender Instruction
  version: v1
servers:
  - url: https://api.pexa.co.uk
    description: API Gateway URL
components:
  schemas:
    InstructionsDetails:
      type: object
      required:
        - reference
        - property
        - parties
        - transactionType
      properties:
        reference:
          type: string
          minLength: 1
          maxLength: 40
          description: The lender held reference for the mortgage application
        loanAmount:
          type: number
          minimum: 1
          format: double
          description: The amount of the loan
        transactionType:
          type: string
          pattern: ^(PURCHASE|REMORTGAGE)$
          description: |
            Allowed values: [ `PURCHASE`, `REMORTGAGE` ]
        serviceLevel:
          type: string
          pattern: ^(STANDARD|PREMIER)$
          description: >
            Level of service required for this instruction Allowed values: [
            `STANDARD`, `PREMIER` ]
        lender:
          type: object
          properties:
            accountNumber:
              type: string
              description: The lender account number
            sortCode:
              type: string
              description: The lender sort code
        property:
          type: object
          required:
            - address
            - jurisdiction
          properties:
            jurisdiction:
              type: string
              pattern: ^(ENGLAND_WALES|SCOTLAND|NORTHERN_IRELAND)$
              description: >
                The jurisdiction of the property (REQUIRED field as of v1.1.0)
                Allowed values: [`ENGLAND_WALES`, `SCOTLAND`,
                `NORTHERN_IRELAND`]
            country:
              type: string
              pattern: ^(ENGLAND|WALES|SCOTLAND|NORTHERN_IRELAND)$
              description: >
                The country where the property is located Allowed values:
                [`ENGLAND`, `WALES`, `SCOTLAND`, `NORTHERN_IRELAND`]
            address:
              type: object
              required:
                - postcode
              properties:
                flat:
                  type: string
                  description: Flat/apartment number
                name:
                  type: string
                  description: Building name
                number:
                  type: string
                  description: House/building number
                street:
                  type: string
                  description: Street name
                town:
                  type: string
                  description: Town/city
                postcode:
                  maxLength: 8
                  minLength: 6
                  type: string
                  example: M16 0RA
                  pattern: ^(([Gg][Ii][Rr]
                    0[Aa]{2})|((([A-Za-z][0-9]{1,2})|(([A-Za-z][A-Ha-hJ-Yj-y][0-9]{1,2})|(([A-Za-z][0-9][A-Za-z])|([A-Za-z][A-Ha-hJ-Yj-y][0-9][A-Za-z]?))))\s[0-9][A-Za-z]{2}))$
                locality:
                  type: string
                  description: Locality
                county:
                  type: string
                  description: County name
            unencumbered:
              type: boolean
              description: Indicates if the property is unencumbered
            tenure:
              type: string
              pattern: ^(FREEHOLD|LEASEHOLD)$
              description: >
                The tenure of the property Allowed values: [ `FREEHOLD`,
                `LEASEHOLD`]
            occupancyType:
              type: string
              pattern: ^(OWNER_OCCUPIED|BUY_TO_LET|SECOND_HOME|HOLIDAY_LET)$
              description: >
                Type of occupancy for the property Allowed values: [
                `OWNER_OCCUPIED`, `BUY_TO_LET`, `SECOND_HOME`, `HOLIDAY_LET` ]
            newBuild:
              type: boolean
              description: Indicates if the property is a new build
        parties:
          type: array
          description: Information about the applicants, introducer, and outgoing lender
            (up to 4 applicants plus introducer and outgoing lender as needed)
          items:
            oneOf:
              - type: object
                required:
                  - type
                  - partyDetails
                allOf:
                  - type: object
                    discriminator:
                      propertyName: type
                      mapping:
                        INDIVIDUAL: "#/components/schemas/IndividualParty"
                        ORGANISATION: "#/components/schemas/OrganisationParty"
                    properties:
                      role:
                        type: string
                        pattern: ^(BORROWER|BUYER|INTRODUCER|OUTGOING_LENDER)$
                        description: >
                          Allowed Values: [`BORROWER`, `BUYER`, `INTRODUCER`,
                          `OUTGOING_LENDER`]
                      addresses:
                        type: array
                        items:
                          type: object
                          required:
                            - type
                            - details
                          properties:
                            type:
                              type: string
                              pattern: ^(REGISTERED_ADDRESS)$
                              description: |
                                Allowed values: [ `REGISTERED_ADDRESS`]
                              example: REGISTERED_ADDRESS
                            details:
                              type: object
                              required:
                                - postcode
                              properties:
                                name:
                                  maxLength: 50
                                  minLength: 0
                                  type: string
                                  description: Building name
                                  example: 1 The House
                                number:
                                  maxLength: 4
                                  minLength: 0
                                  type: string
                                  description: House/building number
                                  example: 123a
                                flat:
                                  maxLength: 30
                                  minLength: 0
                                  type: string
                                  description: Flat/apartment number
                                  example: Flat 32
                                street:
                                  maxLength: 60
                                  minLength: 0
                                  type: string
                                  description: Street name
                                  example: Huddersfield
                                town:
                                  maxLength: 30
                                  minLength: 0
                                  type: string
                                  description: Town/city
                                  example: West Yorkshire
                                county:
                                  type: string
                                  description: County name (required for OCE verification)
                                  example: Greater London
                                postcode:
                                  maxLength: 8
                                  minLength: 6
                                  type: string
                                  example: M16 0RA
                                  pattern: ^(([Gg][Ii][Rr]
                                    0[Aa]{2})|((([A-Za-z][0-9]{1,2})|(([A-Za-z][A-Ha-hJ-Yj-y][0-9]{1,2})|(([A-Za-z][0-9][A-Za-z])|([A-Za-z][A-Ha-hJ-Yj-y][0-9][A-Za-z]?))))\s[0-9][A-Za-z]{2}))$
                                locality:
                                  type: string
                                  description: Locality
                                  example: Kensington
                        description: Address information for the party
                    required:
                      - role
                properties:
                  type:
                    type: string
                    pattern: ^(INDIVIDUAL)$
                    description: |
                      Allowed Values: [`INDIVIDUAL`]
                  partyDetails:
                    type: object
                    properties:
                      forenames:
                        type: string
                        maxLength: 90
                        minLength: 1
                        pattern: ^[A-Za-z][A-Za-z\- ']*$
                        description: Forename is required for Individual BORROWER and BUYER parties
                        example: James Thomas
                      surname:
                        type: string
                        maxLength: 50
                        minLength: 1
                        pattern: ^[A-Za-z][A-Za-z\ - ']*$
                        description: Surname is required for Individual BORROWER and BUYER parties
                        example: Smith
                      title:
                        type: string
                        description: Title (e.g., "Mr", "Mrs", "Dr")
                      dateOfBirth:
                        type: string
                        format: date
                        description: Date of birth (YYYY-MM-DD)
                      mobile:
                        type: string
                        pattern: ^(\+?\d{1,4}[- ]?)?[\d\s-]{4,20}$
                        description: Mobile phone number
                        minLength: 4
                        maxLength: 20
                      phone:
                        type: string
                        pattern: ^(\+?\d{1,4}[- ]?)?[\d\s-]{4,20}$
                        description: Home landline phone number
                        minLength: 4
                        maxLength: 20
                      email:
                        type: string
                        maxLength: 100
                        pattern: ^$|(?:[A-z0-9!#$%&'*+/=?^_`{|}~-]+(?:\.[A-z0-9!#$%&'*+/=?^_`{|}~-]+)*|"(?:[\x01-\x08\x0b\x0c\x0e-\x1f\x21\x23-\x5b\x5d-\x7f]|\\[\x01-\x09\x0b\x0c\x0e-\x7f])*")@(?:(?:[A-z0-9](?:[A-z0-9-]*[A-z0-9])?\.)+[A-z0-9](?:[A-z0-9-]*[A-z0-9])?|\[(?:(?:25[0-5]|2[0-4][0-9]|[01]?[0-9][0-9]?)\.){3}(?:25[0-5]|2[0-4][0-9]|[01]?[0-9][0-9]?|[A-z0-9-]*[A-z0-9]:(?:[\x01-\x08\x0b\x0c\x0e-\x1f\x21-\x5A\x53-\x7f]|\\[\x01-\x09\x0b\x0c\x0e-\x7f])+)\])
                        example: john.smith@lawfirm.com
                        description: Email address
                      fcaNumber:
                        type: string
                        description: FCA registration number is required only for Individual INTRODUCER
                          party
                        example: "123456"
                      organisationName:
                        type: string
                        maxLength: 160
                        minLength: 1
                        pattern: ^[a-zA-ZÀ-ÖØ-öø-ſĀ-ıĴ-ľŁ-ŉŊ-ŏŐ-őŒ-žǼǺǾẀẂẄỲǽǻǿẁẃẅỳ\d&@£$€¥#'''(){}<>!«»"""\[\]?*=%+\s.,:\/;\\-]+$
                        description: Organization name
                        example: Mortgage Broker Corp Ltd
              - type: object
                required:
                  - type
                  - partyDetails
                allOf:
                  - type: object
                    discriminator:
                      propertyName: type
                      mapping:
                        INDIVIDUAL: "#/components/schemas/IndividualParty"
                        ORGANISATION: "#/components/schemas/OrganisationParty"
                    properties:
                      role:
                        type: string
                        pattern: ^(BORROWER|BUYER|INTRODUCER|OUTGOING_LENDER)$
                        description: >
                          Allowed Values: [`BORROWER`, `BUYER`, `INTRODUCER`,
                          `OUTGOING_LENDER`]
                      addresses:
                        type: array
                        items:
                          type: object
                          required:
                            - type
                            - details
                          properties:
                            type:
                              type: string
                              pattern: ^(REGISTERED_ADDRESS)$
                              description: |
                                Allowed values: [ `REGISTERED_ADDRESS`]
                              example: REGISTERED_ADDRESS
                            details:
                              type: object
                              required:
                                - postcode
                              properties:
                                name:
                                  maxLength: 50
                                  minLength: 0
                                  type: string
                                  description: Building name
                                  example: 1 The House
                                number:
                                  maxLength: 4
                                  minLength: 0
                                  type: string
                                  description: House/building number
                                  example: 123a
                                flat:
                                  maxLength: 30
                                  minLength: 0
                                  type: string
                                  description: Flat/apartment number
                                  example: Flat 32
                                street:
                                  maxLength: 60
                                  minLength: 0
                                  type: string
                                  description: Street name
                                  example: Huddersfield
                                town:
                                  maxLength: 30
                                  minLength: 0
                                  type: string
                                  description: Town/city
                                  example: West Yorkshire
                                county:
                                  type: string
                                  description: County name (required for OCE verification)
                                  example: Greater London
                                postcode:
                                  maxLength: 8
                                  minLength: 6
                                  type: string
                                  example: M16 0RA
                                  pattern: ^(([Gg][Ii][Rr]
                                    0[Aa]{2})|((([A-Za-z][0-9]{1,2})|(([A-Za-z][A-Ha-hJ-Yj-y][0-9]{1,2})|(([A-Za-z][0-9][A-Za-z])|([A-Za-z][A-Ha-hJ-Yj-y][0-9][A-Za-z]?))))\s[0-9][A-Za-z]{2}))$
                                locality:
                                  type: string
                                  description: Locality
                                  example: Kensington
                        description: Address information for the party
                    required:
                      - role
                properties:
                  type:
                    type: string
                    pattern: ^(ORGANISATION)$
                    description: |
                      Allowed Values: [`ORGANISATION`]
                  partyDetails:
                    type: object
                    required:
                      - organisationName
                    properties:
                      organisationName:
                        type: string
                        maxLength: 160
                        minLength: 1
                        pattern: ^[a-zA-ZÀ-ÖØ-öø-ſĀ-ıĴ-ľŁ-ŉŊ-ŏŐ-őŒ-žǼǺǾẀẂẄỲǽǻǿẁẃẅỳ\d&@£$€¥#'''(){}<>!«»"""\[\]?*=%+\s.,:\/;\\-]+$
                        description: Organization name is required for Organisation BORROWER and BUYER
                          parties
                        example: Smith Ltd
                      registrationNumber:
                        type: string
                        minLength: 6
                        maxLength: 8
                        pattern: ^[A-Z0-9]+$
                        description: Company registration number is required only for Organisation
                          BORROWER, BUYER, OUTGOING_LENDER parties
                        example: "12345678"
                      organisationType:
                        type: string
                        pattern: ^(LIMITED_COMPANY)$
                        description: >
                          Type of organization is required only only for
                          Organisation BORROWER and BUYER parties Allowed
                          Values: [`LIMITED_COMPANY`]
                        example: LIMITED_COMPANY
                      outgoingLenderAccountNumber:
                        type: string
                        description: Account number with the outgoing lender is required for only
                          Organisation OUTGOING_LENDER party
                        example: "12345678"
        mortgagePrisoner:
          type: boolean
          description: Indicates if this is a mortgage prisoner
```
